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Handyman jobs over $3,000 in Utah: the insurance registration
Utah Code 58-55-305 says that if the total value of an exempt project is greater than $3,000, the person must file a one-time affirmation with DOPL, subject to reaffirmation set by rule, that they have public liability insurance and, if applicable, workers compensation insurance. (source: Utah State Legislature)
What the DOPL rule requires
Rule R156-55a-305a says a person claiming the exemption for a project or series of related projects worth more than $3,000 but less than $7,000 must file a registration of exemption with DOPL that includes: (source: Utah Office of Administrative Rules)
- The identity and address of the person claiming the exemption.
- Answers to qualifying questions.
- A signed statement that liability insurance is in force with DOPL named as certificate holder, with coverage of at least $1,000,000 for each incident and $3,000,000 in total.
- Proof of workers compensation insurance naming DOPL as certificate holder, or a Workers' Compensation Coverage Waiver from the Utah Labor Commission if the person has no employees.
(source: Utah Office of Administrative Rules)
The rule says the affirmation must be reaffirmed on or before November 30 of each odd numbered year. (source: Utah Office of Administrative Rules)
Where to register
DOPL runs this as a handyman registration, with its own application and pre-registration checklist. DOPL's handyman page says continuing education is not required for handyman exemption renewal. (source: Utah Division of Professional Licensing)
DOPL's phone line is (801) 530-6628. (source: Utah Division of Professional Licensing)
In this guide: What can a handyman do without a license in Utah? · Handyman jobs over $3,000 in Utah: the insurance registration · Handyman jobs that still need a licensed contractor in Utah · Utah handyman rule changes on January 1, 2027 · Work that never needs a Utah contractor license · Doing the work yourself on your own Utah property · Minor plumbing during an appliance or fixture repair · How to check a Utah contractor license or handyman registration · Before you hire a handyman in Utah · FAQ · Sources
Sources
- Utah State Legislature: Utah Code 58-55-305, Exemptions from licensure (effective May 7, 2025; the Legislature lists it as renumbered January 1, 2027) (checked October 29, 2026)
- Utah Office of Administrative Rules: Utah Admin. Code R156-55a-305a, Exempt Contractors Filing Affirmation of Liability and Workers' Compensation Insurance (rule effective August 7, 2026) (checked October 29, 2026)
- Utah Division of Professional Licensing (DOPL): Handyman (checked October 29, 2026)
- Utah Division of Professional Licensing (DOPL): Apply for a Handyman Registration (checked October 29, 2026)
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